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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

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Home of Football

Top 10 Goalkeepers In Football 2018 2019

⏲ 13 minutes 3 seconds 👁 1.9M

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Top 10 Goalkeepers in the World ● Season 2019 20｜HD

⏲ 15 minutes 44 seconds 👁 267.2K

Sébastien Pilote (The Fireflies Are Gone, a Top Ten selection in 2018) adapts Louis Hémon’s beloved 1913 novel Maria Chapdelaine handsomely for the screen. The Chapdelaines are homesteaders in northern Quebec in the early 1900s. Father Samuel (Sébastien Ricard) has little patience for society, leading to a strangely peripatetic, often lonely existence for his long-suffering wife, Laura (Hélène Florent). But important decisions loom involving their daughter Maria (Sara Montpetit), who has reached marrying age.<br/><br/>Three very different suitors come forward: factory worker Lorenzo (Robert Naylor) offers an escape from rural hardship; awkward neighbour Eutrope (Antoine Olivier Pilon) has loved Maria since childhood and will let her remain close to her family; and dashing logger François (Émile Schneider) may offer new frontiers. Whom Maria chooses will have profound implications for her entire family. Pilote and cinematographer Michel La Veaux create a film that is both an elegy and a paean, as reflected in their treatment of the landscape. The rural Quebec depicted here is simultaneously beautiful and unforgiving, especially if one lets down their guard.<br/><br/>This latest film version of Maria Chapdelaine is the closest to its inspiration — and, perhaps not coincidentally, may become the versions others are measured against.

MARIA CHAPDELAINE Trailer | Canada's Top Ten 2021 | TIFF 2021

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Top 10 Goalkeepers in the World ● Season 2018 19｜HD

⏲ 15 minutes 52 seconds 👁 661.4K

ImJabzter

Top 10 Goalkeepers In Football 2019 2020 ● Ter Stegen ● Alisson Becker ● David De Gea ● & More

⏲ 10 minutes 37 seconds 👁 871.9K

Fernride, launched in 2019 in Germany, aims to tackle the driver shortage and environmental impact of transportation by introducing autonomous and electric trucking. Their innovative approach allows drivers to remotely control trucks from an office, effectively operating vehicles across great distances, such as from Munich to the U.K. This method separates the driver's location from the truck's, enhancing logistic and production efficiency. Fernride has raised $59 million to date and coins Volkswagen and DB Schenker as clients. Founded by Hendrik Kramer, who pivoted from selling dressage horses online to dropping out of his Master's at the Technical University of Munich, Fernride is pioneering the use of human teleoperators to oversee a fleet of up to ten trucks in geo-fenced locations and private yards, aiming for higher productivity and sustainability.<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

This Entrepreneur Wants To Robotize The Trucking Industry And Has Raised $59M To Do It

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MM9 PRO HDI

Top 10 Goalkeepers 2020 ● HD

⏲ 10 minutes 34 seconds 👁 1.5M

NV10HD

Most Unforgettable Penalty Kicks in Football History

⏲ 9 minutes 25 seconds 👁 14.9M

Barcelona coach Xavi branded Romanian referee Istvan Kovacs's performance disastrous after he showed three red cards in Paris Saint Germain's 6-4 Champions League quarter-final win at the Olympic Stadium.<br/><br/>The biggest blow to Barça came on the half-hour when Ronald Araujo was adjudged to have brought down Bradley Barcola just before he burst into the area.<br/><br/>'The decision completely changed the game,' said the Barcelona coach. 'It was too much to give a red card.<br/><br/>'I told the referee his performance was very bad. He was a disaster. He killed the tie.'<br/><br/>Xavi was late sent off for dissent – his third dismissal from the touchline of the season. It's four reds and 22 yellows since he became Barça boss.<br/><br/>Goalkeeping coach Jose Ramon De la Fuente was also sent off for protesting.<br/><br/>'We were upset and very angry,' added Xavi. 'With eleven against eleven, we were well organized. We almost equalized through Gundogan and the 2-0 with Robert Lewandowski would have changed it too. We had clear chances but we were always trailing because with ten men it's very difficult.<br/><br/>'It's a shame that a season's work is finished because of a refereeing decision. I would have liked to play eleven against eleven every minute. This sending off is unnecessary.'<br/><br/>Luis Enrique said: 'We started brilliantly and we knew it was going to be a game with goals. We were prepared for any scenario. In a spectacular move from Lamine (Yamal), we conceded a goal but showed maturity. For me, it's a sending-off (of Araujo) and we played a very complete game.<br/><br/>'I don't usually judge. I try to put myself in the referee's shoes. I try to protest little or not at all and tell my players to control their emotions. <br/><br/>'Today we took a big step forward in terms of maturity. We're through and we're going to play Dortmund, who won our group so it will not be easy.'<br/><br/>Barcelona goalkeeper Marc Andre ter Stegen added: 'We are very disappointed.<br/><br/>'The foul on Araujo can be given. When they scored the third we had to give more in the game and take more risks.<br/><br/>'In the end, they have a lot of quality up front and every chance is a danger. They scored four against us and it's hard to understand.'

Barcelona Boss Xavi Has Slammed the Referee's Performance in their Loss to PSG

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Superjeew Official

[Eng. Sub] Daniel Best Goalkeeper Savesแดเนียล โกลด์มือเหนียว เพื่อนรักบีเกิ้ล

⏲ 23 minutes 23 seconds 👁 22.8M

NV10HD

Unforgettable Penalty Kicks that did not repeat

⏲ 9 minutes 56 seconds 👁 1.3M

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