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_over-40-of-americans-have-no-clue-what-a-401k-is.jpg "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
⏲ 1:14 👁 46.9M
_the-one-player-manchester-city-need-to-sign-next.jpg "With Manchester City having a fairly good squad to put it lightly; the necessity to sign players isn't always there. However, with Kyle Walker 33 years of age now and being heavily reliant on his pace, City may need to dip into the market very soon. Adam Monk takes a look at Jeremie Frimpong, and why he'd be perfect for Pep's side.")
⏲ 9:15 👁 905K
_rangers39-jack-leiter-struggles-in-pitching-debut-was-it-all-just-nerves.jpg "Rangers top prospect Jack Leiter pitched well in his MLB debut, striking out the Tigers' first hitter, but the rest was downhill from there. With 7 runs allowed in his debut, more questions surround Leiter's development. Can Leiter's struggles be attributed to nervousness or are they a reflection of his ceiling?")
⏲ 10:55 👁 2M
_taylor-swift-drops-the-tortured-poets-department-as-surprise-double-album.jpg "Taylor Swift Drops , ‘The Tortured Poets Department’ , As Surprise Double Album.<br/>Swift's new music dropped early on April 19, but fans got way more than they were expecting, Deadline reports. .<br/>It’s a 2am surprise: <br/>The Tortured Poets Department <br/>is a secret DOUBLE album, Taylor Swift, via Instagram.<br/>I’d written so much tortured poetry in <br/>the past 2 years and wanted to share <br/>it all with you, so here’s the second <br/>instalment of TTPD: The Anthology. <br/>15 extra songs. And now the story <br/>isn’t mine anymore… it’s all yours, Taylor Swift, via Instagram.<br/>In a previous post, Swift described her new music as, , “An anthology of new works that reflect <br/>events, opinions and sentiments from a fleeting <br/>and fatalistic moment in time – one that was both sensational and sorrowful in equal measure.”.<br/>This period of the author’s life is <br/>now over, the chapter closed and <br/>boarded up. There is nothing to <br/>avenge, no scores to settle <br/>once wounds have healed. , Taylor Swift, via Instagram.<br/>And upon further reflection, <br/>a good number of them <br/>turned out to be self-inflicted. , Taylor Swift, via Instagram.<br/>This writer is of the firm belief that <br/>our tears become holy in the form <br/>of ink on a page. Once we have <br/>spoken our saddest story, we can <br/>be free of it. And then all that’s left <br/>behind is the tortured poetry, Taylor Swift, via Instagram.<br/>Fans have been speculating about who two particular tracks — 'The Smallest Man Who Ever Lived' and \")
⏲ 1:31 👁 1.2M
_before-you-sign-on-to-that-water-front-property-here-are-some-things-you-should-know.jpg "Here are a few things you should consider before buying a home close to water. PennyGem’s Natasha Abellard has the story.")
⏲ 0:53 👁 2.9M
_every-easter-egg-in-bluey39s-92.jpg "At 28 minutes, \")
⏲ 21:22 👁 5.1M
_live-surgery-room-2024-episode-17-eng-sub.jpg "Zhen Ren is a surgeon who succeeded in achieving his father's dying wish. With the help of ER director Pan, he joined Haicheng Hospital and took steps forward to save a patient during a Whipple procedure.<br/><br/>Zheng Ren devoted everything to being a doctor, and his skills caught the attention of genius doctor Su Yun, who began to study Zheng Ren's methods. Su Yun comes to accept and admire Zheng Ren as a colleague after witnessing his selflessness when they both signed up for the frontline rescue team after an earthquake.<br/><br/>In order to treat a case of conjoined twins with arrhythmia, Zheng Ren and Su Yun join hands to form a team formed by a group of medical professionals that include equipment nurse Xie Yiren, attending physician Lin Yuan (Wei Wei), consulting physician Chang Yue, and German professor Rudolph.<br/><br/>(Source: ChineseDrama.info)<br/><br/>~~ Adapted from the web novel \")
⏲ 45:1 👁 505K
_amazing-crochet-welcome-sign-with-wool-knitted-crochet-design-welcomesign.jpg "trendy girl #Crochet #crochetdesign #crochetpatterns<br/><br/>Looking for a unique crochet welcome sign with wool? Check out this amazing design that will add a cozy touch to your home decor! #crochet #knitted #design #welcomesign<br/>")
⏲ 4:41 👁 910K
_woman-in-brazil-tries-to-use-uncles-dead-corpse-to-co-sign-for-a-bank-loan.jpg "Woman in Brazil tries to use uncle’s dead corpse to co-sign for a bank loan from sign reflections")
⏲ 1:19 👁 22M
_singer-songwriter-tony-orlandolooks-back-on-his-remarkable-career-and-looks-forward-to-what39s-next.jpg "He's a legend, a gentleman, and loved by all who know him in the entertainment industry. After six decades of wowing fans around the globe, singer, songwriter, and master entertainer Tony Orlando has recently hung up his live performance hat. A retirement? Heck no. The icon is just putting the brakes on touring but has big plans in the works to exercise his impeccable writing chops. And you can still hear him on Saturday nights as he currently hosts his own radio show on 77 WABC. The Grammy nominee has sold millions of records, including five that hit #1: 'Tie A Yellow Ribbon 'Round The Ole Oak Tree,' a timeless anthem for our soldiers, veterans, and any loved one coming home; 'Knock Three Times,' 'Candida,' 'My Sweet Gypsy Rose,' and 'He Don't Love You (Like I Love You).' He has two Platinum and three Gold albums and 15 Top 40 Hits. He was inducted into the New Jersey Hall of Fame at the New Jersey Performing Arts Center last year and was the first vocal pop artist to sign with Epic Records and hit the national music charts in 1961. He's an author, has acted in movies (was hysterical in Adam Sandler's That's My Boy ) and on Broadway, and was a music exec for Clive Davis repping everyone from James Taylor, Laura Nyro, and Blood Sweat & Tears to signing and producing Barry Manilow's first recording. Of course, he also hosted the hugely popular variety show Tony Orlando and Dawn in the 70s. He has been honored several times with lifetime achievement awards for his contributions to the industry, his enormous charitable efforts to support our veterans, and for 33 years served as cohost of the muscular dystrophy telethon helping to raise millions of dollars to find a cure for muscular dystrophy. We were so fortunate to have him grace the LifeMinute Studios last month, just before his 80th birthday, to celebrate a remarkable career, but even more, celebrate a remarkable human being. This is a LifeMinute with the incomparable Tony Orlando.")
⏲ 18:30 👁 805K
_buzzcocks-frontman-memorial-bench-unveiled.jpg "A specially created bench was unveiled in memory and tribute to Buzzcocks frontman Pete Shelley, to mark his 69th birthday, in a project partnership between the Pete Shelley Memorial Campaign (PSMC) and Wigan Council.The bench displays 17 lyrics written by Pete, suggested by fans and is located outside Leigh Library and faces the large mural of Pete that was created in 2022. As part of the event, a memorial garden, directly behind the bench was unveiled in memory of Pete Shelley, who died in 2018 and of Buzzcocks fan and friend of Pete, Paddy Mitchell, who died in 2023, he was involved in the PSMC fundraising. The ribbon was cut by legendary drummer with The Fall, Paul Hanley, who also held a book signing session of his new book 'Sixteen Again' at Leigh Library. <br/>")
⏲ 1:49 👁 4.9M
_silent-treatment-why-men-retreat-and-how-to-respond.jpg "This week, we're focusing on understanding why men sometimes retreat into silence.<br/>Men often retreat into silence when they're processing emotions or stress. It's not a rejection, but a way of dealing. For instance, if he's been quiet after a stressful day at work, give him some space. He'll appreciate your understanding. So remember, silence isn't always a bad sign! Try this tip and see the difference it makes in your relationships.\")
⏲ 0:40 👁 1.2M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_the-one-player-manchester-city-need-to-sign-next.webp "With Manchester City having a fairly good squad to put it lightly; the necessity to sign players isn't always there. However, with Kyle Walker 33 years of age now and being heavily reliant on his pace, City may need to dip into the market very soon. Adam Monk takes a look at Jeremie Frimpong, and why he'd be perfect for Pep's side.")
_rangers39-jack-leiter-struggles-in-pitching-debut-was-it-all-just-nerves.webp "Rangers top prospect Jack Leiter pitched well in his MLB debut, striking out the Tigers' first hitter, but the rest was downhill from there. With 7 runs allowed in his debut, more questions surround Leiter's development. Can Leiter's struggles be attributed to nervousness or are they a reflection of his ceiling?")
_taylor-swift-drops-the-tortured-poets-department-as-surprise-double-album.webp "Taylor Swift Drops , ‘The Tortured Poets Department’ , As Surprise Double Album.<br/>Swift's new music dropped early on April 19, but fans got way more than they were expecting, Deadline reports. .<br/>It’s a 2am surprise: <br/>The Tortured Poets Department <br/>is a secret DOUBLE album, Taylor Swift, via Instagram.<br/>I’d written so much tortured poetry in <br/>the past 2 years and wanted to share <br/>it all with you, so here’s the second <br/>instalment of TTPD: The Anthology. <br/>15 extra songs. And now the story <br/>isn’t mine anymore… it’s all yours, Taylor Swift, via Instagram.<br/>In a previous post, Swift described her new music as, , “An anthology of new works that reflect <br/>events, opinions and sentiments from a fleeting <br/>and fatalistic moment in time – one that was both sensational and sorrowful in equal measure.”.<br/>This period of the author’s life is <br/>now over, the chapter closed and <br/>boarded up. There is nothing to <br/>avenge, no scores to settle <br/>once wounds have healed. , Taylor Swift, via Instagram.<br/>And upon further reflection, <br/>a good number of them <br/>turned out to be self-inflicted. , Taylor Swift, via Instagram.<br/>This writer is of the firm belief that <br/>our tears become holy in the form <br/>of ink on a page. Once we have <br/>spoken our saddest story, we can <br/>be free of it. And then all that’s left <br/>behind is the tortured poetry, Taylor Swift, via Instagram.<br/>Fans have been speculating about who two particular tracks — 'The Smallest Man Who Ever Lived' and \")
_before-you-sign-on-to-that-water-front-property-here-are-some-things-you-should-know.webp "Here are a few things you should consider before buying a home close to water. PennyGem’s Natasha Abellard has the story.")
_every-easter-egg-in-bluey39s-92.webp "At 28 minutes, \")
_live-surgery-room-2024-episode-17-eng-sub.webp "Zhen Ren is a surgeon who succeeded in achieving his father's dying wish. With the help of ER director Pan, he joined Haicheng Hospital and took steps forward to save a patient during a Whipple procedure.<br/><br/>Zheng Ren devoted everything to being a doctor, and his skills caught the attention of genius doctor Su Yun, who began to study Zheng Ren's methods. Su Yun comes to accept and admire Zheng Ren as a colleague after witnessing his selflessness when they both signed up for the frontline rescue team after an earthquake.<br/><br/>In order to treat a case of conjoined twins with arrhythmia, Zheng Ren and Su Yun join hands to form a team formed by a group of medical professionals that include equipment nurse Xie Yiren, attending physician Lin Yuan (Wei Wei), consulting physician Chang Yue, and German professor Rudolph.<br/><br/>(Source: ChineseDrama.info)<br/><br/>~~ Adapted from the web novel \")
_amazing-crochet-welcome-sign-with-wool-knitted-crochet-design-welcomesign.webp "trendy girl #Crochet #crochetdesign #crochetpatterns<br/><br/>Looking for a unique crochet welcome sign with wool? Check out this amazing design that will add a cozy touch to your home decor! #crochet #knitted #design #welcomesign<br/>")
_woman-in-brazil-tries-to-use-uncles-dead-corpse-to-co-sign-for-a-bank-loan.webp "Woman in Brazil tries to use uncle’s dead corpse to co-sign for a bank loan from sign reflections")
_singer-songwriter-tony-orlandolooks-back-on-his-remarkable-career-and-looks-forward-to-what39s-next.webp "He's a legend, a gentleman, and loved by all who know him in the entertainment industry. After six decades of wowing fans around the globe, singer, songwriter, and master entertainer Tony Orlando has recently hung up his live performance hat. A retirement? Heck no. The icon is just putting the brakes on touring but has big plans in the works to exercise his impeccable writing chops. And you can still hear him on Saturday nights as he currently hosts his own radio show on 77 WABC. The Grammy nominee has sold millions of records, including five that hit #1: 'Tie A Yellow Ribbon 'Round The Ole Oak Tree,' a timeless anthem for our soldiers, veterans, and any loved one coming home; 'Knock Three Times,' 'Candida,' 'My Sweet Gypsy Rose,' and 'He Don't Love You (Like I Love You).' He has two Platinum and three Gold albums and 15 Top 40 Hits. He was inducted into the New Jersey Hall of Fame at the New Jersey Performing Arts Center last year and was the first vocal pop artist to sign with Epic Records and hit the national music charts in 1961. He's an author, has acted in movies (was hysterical in Adam Sandler's That's My Boy ) and on Broadway, and was a music exec for Clive Davis repping everyone from James Taylor, Laura Nyro, and Blood Sweat & Tears to signing and producing Barry Manilow's first recording. Of course, he also hosted the hugely popular variety show Tony Orlando and Dawn in the 70s. He has been honored several times with lifetime achievement awards for his contributions to the industry, his enormous charitable efforts to support our veterans, and for 33 years served as cohost of the muscular dystrophy telethon helping to raise millions of dollars to find a cure for muscular dystrophy. We were so fortunate to have him grace the LifeMinute Studios last month, just before his 80th birthday, to celebrate a remarkable career, but even more, celebrate a remarkable human being. This is a LifeMinute with the incomparable Tony Orlando.")
_buzzcocks-frontman-memorial-bench-unveiled.webp "A specially created bench was unveiled in memory and tribute to Buzzcocks frontman Pete Shelley, to mark his 69th birthday, in a project partnership between the Pete Shelley Memorial Campaign (PSMC) and Wigan Council.The bench displays 17 lyrics written by Pete, suggested by fans and is located outside Leigh Library and faces the large mural of Pete that was created in 2022. As part of the event, a memorial garden, directly behind the bench was unveiled in memory of Pete Shelley, who died in 2018 and of Buzzcocks fan and friend of Pete, Paddy Mitchell, who died in 2023, he was involved in the PSMC fundraising. The ribbon was cut by legendary drummer with The Fall, Paul Hanley, who also held a book signing session of his new book 'Sixteen Again' at Leigh Library. <br/>")
_silent-treatment-why-men-retreat-and-how-to-respond.webp "This week, we're focusing on understanding why men sometimes retreat into silence.<br/>Men often retreat into silence when they're processing emotions or stress. It's not a rejection, but a way of dealing. For instance, if he's been quiet after a stressful day at work, give him some space. He'll appreciate your understanding. So remember, silence isn't always a bad sign! Try this tip and see the difference it makes in your relationships.\")
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