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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_the-truth-about-semaglutide-weight-loss-drugs-wegovy-ozempic-vs-diet-with-dr-john-mcdougall-md.webp "CHEF AJ")
The Truth About Semaglutide Weight Loss Drugs (Wegovy, Ozempic) vs. Diet with Dr. John McDougall, MD
⏲ 2 hours 54 minutes 36 seconds 👁 6.3K
_improve-your-communication-skills-immediately-with-active-listening.webp "AJu0026Smart")
_meet-the-founder-who-uses-ai-to-help-retail-brands-39elevate39-what-they-do.webp "Founder and CEO of FindMine Michelle Bacharach joins \")
_discover-the-magic-of-making-dairy-alternatives-at-home-with-veganosaurus.webp "CHEF AJ")
⏲ 34 minutes 24 seconds 👁 537
_everything-that-you-need-to-know-to-prevent-or-manage-heart-disease-with-monica-aggarwal-m-d.webp "CHEF AJ")
⏲ 56 minutes 4 seconds 👁 2.7K
_ai-and-e-commerce-how-adobe-built-a-wearable-canvas-for-ai-alterations.webp "Dr. Gavin Miller is the Head of Adobe Research, spoke at Imagination in Action's 'Forging the Future of Business with AI' Summit about Adobe use of AI to create a dress that acts as a canvas to try out fashion styles. <br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_the-secrets-to-ultimate-weight-loss-by-chef-aj.webp "Forks Over Knives")
_plant-based-fitness-for-longevity-top-5-exercises-for-a-strong-healthy-body-with-the-sexy-fit-vegan.webp "CHEF AJ")
Plant-Based Fitness for Longevity-Top 5 Exercises for a Strong, Healthy Body with the Sexy Fit Vegan
⏲ 26 minutes 28 seconds 👁 2K
_how-metas-chief-ai-scientist-believes-well-get-to-autonomous-ai-models.webp "Meta’s Chief AI Scientist Yann LeCun discusses why he supports open source large learning models and why models need to live in the world to achieve autonomy. <br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_natural-ways-to-lower-your-cholesterol-with-plant-based-cardiologist-monica-aggarwal-md.webp "CHEF AJ")
⏲ 1 hour 2 minutes 35 seconds 👁 5.3K
_the-conclusion.webp "Do It On A Dime")
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